John Murray
Supplemental Medicare Specialist
John Murray Insurance Services
Medicare Specialist
I spend hundreds of hours each year studying Medicare and certifying with all the major Insurance Carriers. I do that so I can give you unbiased advice. Call me with your questions and particular situation. We'll take all the time you need, all without any obligation or cost. I
will always answer my cell when you have a question or emergency, even on weekends.
Hello, I'm John Murray, and I'm here to help you navigate the world of Medicare with ease. I know it can be confusing, but that's why I'm here—to make it simple and clear for you.
Let’s talk about Supplemental Medicare Insurance, also known as Medigap. Think of it as extra protection that fills the gaps in your Medicare coverage. It helps cover costs like co-payments, coinsurance, and deductibles that Medicare alone doesn’t.
Imagine having peace of mind, knowing that unexpected medical bills won't disrupt your life. With Medigap, you get just that—security and stability, so you can focus on what really matters: enjoying your life and taking care of your health.
I’m dedicated to finding the best plan for you, explaining everything in easy-to-understand terms, and being there whenever you need help. Let’s make sure you’re covered, no matter what.
Covers Gaps in Original Medicare: Helps pay for out-of-pocket costs such as copayments, coinsurance, and deductibles.
Predictable Costs: Provides more predictable healthcare costs, reducing unexpected medical expenses.
Freedom of Choice: Allows you to visit any doctor or hospital that accepts Medicare, without network restrictions.
Guaranteed Renewability: As long as you pay your premiums, your policy can't be canceled even if you have health issues.
Foreign Travel Coverage: Some plans offer emergency medical care when traveling outside the U.S.
These benefits ensure comprehensive coverage and peace of mind.
John Murray
John Murray Insurance Services